Bankruptcy

Bankruptcy Chapter 11

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In a Chapter 11 bankruptcy, reserved for businesses, which is often referred as “reorganization bankruptcy” because it allows the business to remain open even when they are restructuring their business debts and assets so that they can repay creditors. Chapter 11 is not for individuals or couples who are attempting to file bankruptcy, only for […]

Bankruptcy

Bankruptcy Chapter 7 vs Chapter 13

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Are you considering bankruptcy? Learn the difference between bankruptcy Chapter 7 vs Chapter 13. We can help you make the right choices. A bankruptcy is a legal action for people who see no other way out of paying their extensive debt, which includes having tried a debt relief company. In fact, you will have to […]

Credit Card Debt

Prepaid Credit Cards

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With prepaid cards, you spend your own money as opposed to money lent from a bank. Although prepaid cards might carry the Visa, Mastercard, Discover or American Express logo, they are vastly different from traditional credit or debit cards because they are not connected to any bank account and you don’t have to borrow money […]

Military Money

Military Debt Assistance

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Military Debt Assistance When I was the wife of a military member, I discovered that the military aren’t any more able to avoid debt than most civilian families. In fact, it may be even worse. When you first join the military, companies willingly target you for debt opportunities including for the purchase of a brand-new […]

Budgeting and Saving 101

Avoiding Debt

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Avoiding Debt There are many ways to avoid debt so that you don’t get into trouble in the first place rather than dig yourself out of a hole. Below you will find a list of some of those ways: Budget Make a budget and stick to it. I offer, in my first consultation, a free […]

Credit Card Debt

Credit Destroyers

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Credit can be great to have if you know how to use it wisely. There are sure fire credit destroyers too though. Here are some common mistakes to avoid! Credit Destroyer # 1: Needing but not having an Emergency Fund An Emergency Fund should be the total of three months of living expenses or more. […]

Financial Resources

Financial Glossary

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Financial Glossary There are many terms in the business of debt relief. It can feel overwhelming but, when you know the basics, it all makes sense. Below is a handy Financial Glossary for you. If you want to know something else, just ask! We’re always here to help. ACCOUNT STATEMENT This is a record issued […]