Freedom To Dream Financial, LLC.
Freedom To Dream Financial, LLC is committed to the highest professional standards and levels of integrity. In my relationship with clientele, current, former and potential for my financial services, I take extreme precautions to protect the information that you sup-ply with me. I maintain physical, electronic and procedural safeguards to protect the confidentiality, integrity and privacy of your nonpublic personal information.. I have always been and will continue to be bound by high levels of confidentiality. I pledge to you that I will never sell or rent personal information to anyone. I restrict access to non-public information about you to those employees who need to know that information to provide products and services to you.
I understand that personal information (PI) and financial information (FI) is personal and I am committed to protecting your information. I create a record of financial services you receive at Freedom To Dream Financial, LLC. I need this record to provide services, for payment of services provided and to comply with certain legal requirements. This notice will tell you about the ways in which I may use and disclose financial information about you. I am required by law to follow the terms of this Notice that are currently in effect.
Our clientele usually provide me with personal financial information such as detail about income, expense and debts so the I can propose a pay-ment plan to their creditors. With your written authorization, I may also receive additional information from creditors, credit bureaus and consumer reporting agencies, including information on your accounts and amounts owed. When you enter into an agreement with Freedom To Dream Finan-cial, sharing some or all of this information, such as details about income, expenses and debts (i.e. banks, credit unions, finance companies etc.) is a necessary and effective part of the financial counselling and debt reduction facilitation process. Your creditors are bound, just as I am, to comply with legal requirements concerning the confidentiality of your nonpublic information.
Your privacy, our etical responsibilities and the ability to provide you with the consistent excellence in financial services are critically important to me. If you have any questions, please call my office at 502-974-0569.
How I May Use And Disclose Your Personal And / Or Financial Information
I may use and disclose your personal and/or financial information in the following circumstances:
Rendering of Services: I may use or disclose your financial information to work with your creditors’ to adjust your monthly payments to a lower amount, make sum-total payment arrangements, negotiate a paid-in-full settlement or review your credit report to remove incorrect issues.
As Required By Law: I will disclose your financial information about you when required to do so by international, federal, state or local laws.
Data Breach Notification Purposes: I may disclose your personal and/or financial information to provide legally required notices of unauthorized access to or disclosure of personal and/or financial information. I work hard to guarantee this is not an issue by using a password protected system as well as other ways we deem necessary to guarantee the protection of your personal and or financial information. I do not capture debit/credit card information so we feel we are a low target for criminals searching for your personal information.
Lawsuits and Disputes: If you are involved in a lawsuit or dispute, I may use your personal and/or financial information in response to a court or administrative order. I may also disclose your personal and/or financial information in response in response to a subpoena, dis-covery request or other legal process from someone involved in the dispute, but only if efforts have been made to tell you about the re-quest or to get an order protecting the information protecting the information requested. I may also use or disclose your personal and/or financial information to defend myself in the event of a lawsuit.
Law Enforcement: I may disclose your personal and/or financial information, so long as appropriate legal requirements are met, for law enforcement purposes.
Military Activity and National Security: If you are involved with military, national security or intelligence activities or if you are in law enforcement custody, I may disclose your personal and/or financial information to officials so they may carry out their duties under the law.
Your Rights Regarding Your Personal And /Or Financial Information
Request Restriction: You have the right to request a restriction or limitation on the personal and/or financial information I use or disclose about you for processing purposed. I am not required by federal regulation to agree to your request. If I do agree with your request, I will comply. To request restrictions, you must make your request in wiring to my office. Your request must state the specific restriction requested, whether you want to limit our use and/or disclosure; and to whom you want the restriction to apply.
Paper Copy of this Notice: You have the right to obtain a copy of this Notice, even if you have already agreed to this Notification electronically.
we are part of the process. all the way.
Financial Freedom is a process, not an event. Freedom to Dream Financial is with you at every step.